We are in one of the most unique and challenging times in our country’s history. Everything we thought we knew about mortgage lending, loan servicing and real estate is now being questioned. The questions are as diverse as those asking them. Should I keep making my house payments? Do I qualify for an interest rate or principle reduction? Does a short sale effect my credit? What is a strategic default? You deserve honest, straight forward answers that are keyed to your specific questions and circumstances. There is nothing cookie cutter about the advice I provide. My consultations are designed to present common sense solutions to the uncommon challenges you face. You will be armed with the information you need to make decisions that could save you thousands of dollars and give you peace of mind in the process.